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🇵🇹 Portugal

D7 Passive Income Visa

The D7 visa (also known as the Passive Income or Retirement Visa) is designed for individuals with stable passive income sources such as pensions, rental income, dividends, or investment returns. No need to work or invest in Portugal. Requires proof of at least €920/month passive income (Portugal's minimum wage as of January 2026) plus €11,040 in savings. Must spend at least 16 months in Portugal during the first two years. Leads to permanent residency after 5 years and citizenship eligibility. Family members can be included with additional income requirements (+50% for spouse, +30% per child).

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Processing Time

60-90 days for visa, then residence permit application after arrival

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Cost

€90 visa application + €160 residence permit + NIF/bank setup fees

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Duration

Initial 4-month visa, then 2-year residence permit, renewable for 3 years

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Work Rights

Can work in Portugal (despite name suggesting passive income only)

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Renewability

Renewable indefinitely as long as requirements are met

Path to Permanent Residence

Yes

Requirements

  • 1Proof of passive income (minimum €920/month)
  • 2Savings of at least €11,040 (12 months of minimum wage)
  • 3Portuguese NIF (tax number)
  • 4Portuguese bank account
  • 5Health insurance valid in Portugal
  • 6Clean criminal record
  • 7Proof of accommodation in Portugal

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