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🇲🇩 Moldova

Healthcare

Universal public healthcare system but quality below Western standards. Private clinics offer better care with English-speaking staff. Private insurance €50-150/month highly recommended for expats.

Healthcare in Moldova

Moldova operates a universal healthcare system, but the quality and infrastructure lag significantly behind Western European standards.

Public Healthcare System

Coverage: All residents have access to public healthcare

Quality: Below Western European standards

  • Outdated facilities in many areas
  • Limited medical equipment
  • Long wait times for non-emergency care
  • Rural areas particularly underserved

Language: Limited English-speaking staff; Romanian and Russian primary languages

Costs: Free or low-cost for residents with contributions

Private Healthcare

Quality: Significantly better than public system

  • Modern facilities in Chisinau
  • Better-trained doctors, many with Western education
  • English-speaking staff more common
  • Shorter wait times

Costs:

  • Private insurance: €50-150/month
  • Out-of-pocket consultation: €20-50
  • Specialists: €30-80

Major Private Providers in Chisinau:

  • MedClinica
  • Galaxia Medical Center
  • Dendix (dental)

Health Insurance for Expats

Mandatory: Health insurance required for all visa applications

Options:

  1. International insurance (recommended for comprehensive coverage):
  • Full coverage including evacuation
  • €80-200/month depending on age and coverage
  • Valid worldwide
  1. Local private insurance:
  • €50-150/month
  • Adequate for routine care
  • May not cover evacuation
  1. Public insurance (if employed):
  • Mandatory contribution: 9% of salary
  • 2026 fixed rates: 2,527 or 5,686 MDL depending on category

Medical Services Quality

Adequate for:

  • Routine check-ups
  • Common illnesses
  • Minor injuries
  • Dental care (good quality, very affordable)

Consider evacuation/travel for:

  • Complex surgeries
  • Serious conditions
  • Specialized treatments
  • Cancer care

Pharmacies

Availability: Widespread in cities, limited in rural areas

Costs: Medications much cheaper than Western Europe

Prescription requirements: Some medications available over-the-counter that require prescriptions elsewhere

Language: Some English-speaking pharmacists in Chisinau

Emergency Services

Emergency Number: 112 (EU-wide standard)

Ambulance: Available but response times vary

Emergency rooms: Public hospitals have emergency departments

Recommendations for Expats

  1. Purchase comprehensive international health insurance with evacuation coverage
  2. Budget for private healthcare for better quality and English-speaking doctors
  3. Keep emergency funds for potential medical evacuation
  4. Dental care is affordable—take advantage of lower costs
  5. Bring prescription medications or ensure availability before moving

Pro Tips

  • Get comprehensive international insurance—public system not recommended for expats
  • Private clinics in Chisinau offer Western-standard care at fraction of Western prices
  • Dental care is excellent and very affordable compared to Western Europe
  • Keep evacuation coverage for serious medical issues
  • Learn basic Romanian medical terms or bring translator for appointments

Have questions about healthcare in Moldova?